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FHA program funds fixers
Investors have been taking advantage of low interest rates and discounted prices to buy run-down foreclosure properties, sometimes 10 or so at a time. They fix up the properties enough to be rented until the market turns, which could take years. When the time is right, the investor puts the finishing touches on the improvements and hopefully sells for a profit.
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Freeze-proof your pipes
As winter temperatures go down, the risk of a frozen pipe goes up. Pipes can freeze in homes of any age and condition, and no matter what type of material your pipes are made from. So don't make the mistake of thinking that because your house is new it's safe, or because your house is older the materials are somehow stronger. The only way to prevent a frozen pipe is to keep it warm, and luckily that's not too hard to do.
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Paying rent during a short sale
DEAR BENNY: I live in a duplex that has recently been listed as a short sale. Since it appears that my landlord has not been making the mortgage payments, what should I do with my rent payments? I have not been contacted by the landlord or the listing agent, so I'm not sure what I should do. Any suggestions? --Chris
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The lot-line shocker
DEAR BENNY: I purchased my home in September 2000. My survey indicated that my fence was encroaching on my neighbor's property by three feet. My home was built in 1955 and I am the second owner. The four-foot chain-link fence has encircled this property for approximately 40 years, and my neighbor (who inherited his home from his parents) indicated that he had no plans of erecting a fence because his companion is claustrophobic.
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CALIFORNIA ASSOCIATION OF REALTORS®
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Ed Bailey, GRI, MS Broker Associate
REALTOR®
Oakhurst Real Estate
Post Office Box 308
Oakhurst,
CA
93644
559.676.2424
888.683.5193
Contact Me
Visit My Web Site
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2010: year of the turnaround?
A spurt in home sales in 2009, aided by low interest rates and the first-time homebuyer tax credit, has led some economists to forecast a turnaround in the housing market this year. Other forecasters feel this is too optimistic a projection.
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Get this Valuable Report - FREE!
If You're Thinking of Buying or Selling a Home in our mountain area, there is a valuable report you should see. It tracks all sales through the local MLS for the most recent 6 months, and is updated on the first of each month. It shows monthly sales figures compared to the same months last year. It also tracks month to month sales showing the trends. Whether considering an asking price or an offering price, get it right by using current market information. It's FREE. Send your e-mail request to edbailey@sti.net, and I'll send you a link to the report.
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No capital gains tax on home exchange?
DEAR BENNY: My husband and I built a townhouse in 1983 for $33,000. We lived there for a few years and then rented it out for 17 years, taking all the tax advantages such as depreciation, etc.
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A Local Realtor is your Best Bet when Selling a Home
It was due to downsizing that we had an oak dining table and chairs for sale. We tried selling the set ourselves by advertising locally. We got two inquiries, but not serious ones. Then we placed it with Oakhurst Furniture on consignment. In a few weeks it was sold and we had our original asking price of $300.00, after Oakhurst Furniture had received a fair commission. We were happy, the buyer was happy, and Oakhurst Furniture was happy. The buyers, from San Diego, were here enjoying our great mountain scenery, and had the table and chairs not been where they could see them, we probably would still have them in storage.
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Solution for icy gutters
With winter's storms comes the problem of ice buildup on the roof. No one relishes the thought of dragging out a ladder and trying to get all that ice out of the gutter. But if you allow it to build up in there, you are essentially forming the foundation that an ice dam will start building on, and once the ice dam takes hold it's a lot harder to get rid of.
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Southern California Home Buyer's Fair March 13 and March 14
With interest rates at historic lows and home prices at affordable levels now is an ideal time to buy a home. Chances are you have many questions, ranging from how to find and qualify for a mortgage loan to what steps are required to get from finding a home to closing escrow and moving in.
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Rate-lock dos and don'ts
Interest rates dropped at the end of last year after creeping up over the summer, with 30-year fixed-rate mortgages with interest rates below 5 percent readily available.
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Read Yosemite Gateway News
Click on "Read Mountain Area News" - left - to learn more about Yosemite Gateway, one of the most desirable living communities
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CFLs today
General Electric introduced the first compact fluorescent light bulb (CFL) to the market in 1992. In that same year, the U.S. Environmental Protection Agency (EPA) established the ENERGY STAR label as a “voluntary labeling program designed to identify and promote energy-efficient products to reduce green house gas emissions.” CFLs were one of these newly regulated products. The energy-saving bulb wouldn’t find popularity, however, until the new millennium when mainstream America became more conscious of energy conservation and the environment. Today, the CFL is still growing in popularity; consumers like that it saves energy -- and money. According to the EPA, in 2007, Americans saved $1.5 billion by switching to ENERGY STAR-qualified CFLs. The CFL light bulb has also improved greatly in the past 30 years with more lighting choices, regulation of its mercury output, and easier disposal.
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