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9406 Stanfield Court
SOLD $169,000.00 within 1 week of listing! Not a Foreclosure or Short Sale! |
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955 Bear Creek Way
SOLD $180,000.00 within 1 week of listing. Not a Foreclosure or Short Sale! |
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Real estate contingencies make comeback
During the recession of the early 1980s, when mortgage interest rates hovered near 18 percent, few home buyers could qualify for financing, particularly if they already owned a home that needed to be sold before buying a replacement home. Offers made contingent on the sale of the buyers' current home were popular.
Contingent-sale offers are increasing in the current housing market. Most buyers who want or need to make a move to a home that better suits their current lifestyle can't qualify to buy before selling their existing home due to stringent mortgage-qualifying criteria.
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Avoid house-rich, cash-poor pickle
DEAR BENNY: I am 58 years old and married. I have 22 years left on my 30-year mortgage, which is at 5 percent. I have a Roth IRA. I have some extra money to invest. In this current economy, what might you suggest? Should I pay money toward the principal on my mortgage? Put it in the Roth? I lost money in the stock market (bank stocks), so please don't suggest that I go back into stocks. Thanks in advance for any knowledge you might share.
--Tommy
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CALIFORNIA ASSOCIATION OF REALTORS®
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Jan Fetzik,SRES
REALTOR®
docter & Docter Realtors
878 W. Benjamin Holt Drive
Stockton,
CA
95207
209.473.4336
209.639.4336
Contact Me
Visit My Web Site
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