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Align home purchase with your life, not the market
Q: I'm thinking of retiring in about six years. I have a condo that is rented. I want to buy a house, not in the same town where I have the condo. Should I buy a house now or wait until next year? In my opinion, the market is good now to buy, but my concern is that if I wait too long, the home prices and interest rates will go up.
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Get a mortgage after foreclosure, bankruptcy
For the most part, we are a forgiving society. We believe that people often learn from their mistakes, and everybody deserves a second chance. Our mortgage system incorporates some of that philosophy -- up to a point.
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Buyer strategies for negotiating home improvements
Buyers often make mistakes when they buy based purely on emotion. They fall in love with the view or charm of the home, but fail to take into account the ongoing maintenance that will be required to keep the French doors operating properly, the garden looking pretty and the skylights free of leaks.
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CALIFORNIA ASSOCIATION OF REALTORS®
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Tammy Robbins
REALTOR®
TR Realty & TR Mortgage
656 5th Ave., Ste. F
San Diego,
CA
92101
619.699.7301
619.239.1586
Contact Me
Visit My Web Site
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Inspection musts for long-distance real estate purchase
Q: We are flying to Palm Springs, Calif., over the weekend and are hoping to find a condo for vacations and eventual "snowbird" retirement. But, if we do find something, I am concerned that an inspection would take place without us being there. Flying back and forth repeatedly for every little thing involved in this purchase could almost cost more than the condo! Do you think a fair and thorough inspection can/will happen without the buyer being there?
A: Absolutely -- a fair and thorough inspection can happen in a buyer’s absence, if the buyer puts all the right ingredients in place.
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A seller's game plan for hearing offers
When the market strongly favored sellers in 2005 and 2006, they usually didn't entertain offers the first day their listing showed up on the multiple listing service. If they had, they might have left money on the table. There were so many buyers chasing so few listings that waiting a week or so to hear offers often resulted in over-asking-price offers.
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Case-Shiller: 13 of 20 metros see monthly gains
After a "double dip" in March, U.S. home prices saw a slight seasonal boost in April, according to the latest Standard & Poor's/Case-Shiller National Home Price Indices report.
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Six tips for a higher credit score
Your credit score, calculated from information in your credit report, is a measure of how good a risk you are to a credit grantor. A large proportion of borrowers who can't qualify for a mortgage would qualify if their credit score was higher.
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